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Exceptional digital products at your fingertips.
Student life is busy. Between juggling classes, deadlines and finals or simply spending time on the things you need to recharge, the way you manage your finances should complement your life.
Be a force for positive change.
At the core of our mission is a belief in the power of investing in the future by nurturing and empowering the youngest members of our society. Joining evolve is an invitation to be a part of a community that actively contributes to the well-being and development of the next generation. Our Social Purpose is a project that enhances the well-being of the community. At evolve, your financial decisions can transform lives and build a community that thrives for generations.
We'll help you achieve financial success now while preparing for your future.
No minimum balance
No monthly fees
No ATM Fees*
Earn one of the highest APYs nationwide
Get paid up to 2 days early*
* APY is Annual Percentage Yield. ePriority Account Members earn 7.00% APY with balance from $0.00 to $10,000.00 provided 30 Debit Card Transactions are made per month and other qualifications are met that are stated in the Truth-in-Savings Share and Share Draft Disclosure. ATM transactions do not apply. Dividends are paid monthly. No monthly account fee. No minimum balance required. Refer to Truth-in-Savings Share and Share Draft Disclosure for the qualifications to receive stated APY and Membership Plan Schedule of Fees for any other account service fees. All loans subject to credit approval. Rates based on credit history and underwriting factors. Program, rates, terms and conditions are subject to change without notice. Early Pay eligible direct deposits are limited to personal accounts and include items such as payroll, pension and government benefits made through ACH. Not all direct deposits are eligible for Early Pay. Availability for use may be up to two days before the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary for each electronic deposit, individual payer or employer. Other ATM network fees are applicable.
**Non-deposit investment products are not NCUA / NCUSIF or otherwise federally insured, are not guarantees or obligations of evolve Federal Credit Union and may involve investment risk including possible loss of principal. evolve FCU has contracted with Access Softek Advisory Services LLC (“Access Softek”) to make non-deposit investment products available to you. DriveWealth LLC, a SEC registered broker-dealer and member FINRA/SIPC, holds the investment accounts. Investment Advisor Representatives are registered through Access Softek. Investment accounts and securities are not insured by credit union insurance, the NCUA or any other government agency, are not deposits or obligations of evolve Federal Credit Union, are not guaranteed by evolve Federal Credit Union, and are subject to risks, including possible loss of principal.
FAQ's
Our collegiate checking account was created with students in mind. As you begin your financial journey, it's important to learn how to manage your money, about investing and the importance of giving. Technology is at the forefront of what we do, and we are continuously working on adding features that will aid you on your financial journey because we believe that you should have the freedom and flexibility to manage your money from anywhere.
A student with a valid ID from a college or university is required at account opening. This account will automatically convert to an ePriority Checking account on the Primary account holder's 25th birthday. The only Joint member(s) allowed on this account are Parent(s) or Guardian of Primary member.
A valid ID from a college or university, an unexpired government issued identification evidencing nationality or residence and bearing a photograph and signature, physical address verification, source of funds to open the account, and current employer and occupation if any.
There is no monthly fee assessed on the Collegiate Checking account once it is established.
Early pay gives you access to your funds from qualifying ACH direct deposits up to two days early. Early Pay eligible direct deposits are limited to personal accounts and include items such as payroll, pension and government benefits made through ACH. Not all direct deposits are eligible for Early Pay. Early Pay availability of direct deposits is not guaranteed and may vary for each electronic deposit, individual payer or employer.
You can manage your account easily, securely and from anywhere with our mobile banking app and our online banking portal. Our robust online banking and mobile app systems come with a variety of features meant to enhance your digital banking experience. Learn more here.
Our high-yield collegiate account combines the features of a traditional checking account with the ability to earn interest on the money deposited into the account. Our collegiate checking account is among the highest earning checking accounts in the nation, now offering 7% APY* on balances up to $10,000.
Contact our eBanking Center at 915. 593.5866 Monday through Friday, 8:30 AM - 5:30 PM. Or, email us at info@evolvefcu.org.