evolve Federal Credit Union offers CDs (Term Share Certificates) that are meant to enhance your savings. Choose from 3 months- 5 year terms, Advantage CD Savers or Jumbo CDs. With our LibeRate* program you are eligible for one rate increase on 4-5 year CDs. 

Rates

Account Minimum to Open Balance Required to Earn Interest Interest Rate APY*
3 Month Boost Term Share $500.00 $500.00 0.55% 0.55%
6 Month Boost Term Share $500.00
$500.00
0.65% 0.65%
1 Year Boost Term Share $500.00
$500.00
1.05% 1.05%
2 Year Boost Term Share
$500.00
$500.00
1.30% 1.30%
3 Year Boost Term Share
$500.00
$500.00
1.55% 1.56%
4 Year Boost Term Share
$500.00
$500.00
1.75% 1.76%
5 Year Boost Term Share
$500.00
$500.00
1.95% 1.96%
1 Year Boost Advantage CD Saver $50.00
$50
0.70% 0.70%


Jumbo CD Rates

Account Minimum to Open Balance Required to Earn Interest Interest Rate APY*
12 Month Boost Term Share $100,000.00 $100,000.00 1.10% 1.10%
24 Month Boost Term Share $100,000.00
$100,000.00
1.30% 1.30%
36 Month Boost Term Share $100,000.00
$100,000.00
1.65% 1.66%
48 Month Boost Term Share $100,000.00
$100,000.00
1.85% 1.86%
60 Month Boost Term Share $100,000.00
$100,000.00
2.20% 2.22%

*APY is Annual Percentage Yield. Early withdrawal penalties for terms of 1 year or less is 90 days' interest. Early withdrawal penalties for 2 year term is 180 days' interest, 3 year term is 270 days' interest, for 4 year term is 360 days' interest, and for 5 year term is 450 days' interest. Dividends are paid from current earnings available after required transfers to reserves and only after the Board of Directors of evolve Federal Credit Union formally declare the dividend rate at the end of each quarter.

The Rates listed are prospective dividend rates and are subject to change without prior notice. Refer to Truth-in-Savings Term Share Certificate Disclosures for complete list of terms and penalties.

For existing 2-3 year terms: if new CD is equal to the term and amount of the original CD, member will get an additional .25% APY added to the new CD (in addition to any Membership Plan increase, if applicable).


The APY is accurate as of February 1, 2018.

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