If you are interested in refinancing your current home loan, maybe thinking about a home equity loan, or you are simply looking to purchase a new home, then evolve FCU is here to help.

Primary Residence and Vacation Homes:

  • Currently, evolve FCU offers 10, 15, 20 and 30 Year First Mortgage loans.
  • evolve FCU requires a minimum 3% down payment on all purchases.
  • For a list of complete list of items needed before applying for a home loan. Download Mortgage and Home Equity Loans Need List (74 KB)
  • Texas Equity Loan Amount is minimum $15,000 up to maximum of $59,000.
  • First Mortgage Minimum loan amount is $60,000.
  • 10% down required for vacation homes.
  • Escrows Required.

Rental Properties (1-4 Family):

  • Currently, evolve FCU offers 10 and 15 Year First Mortgage loans on investment properties.
  • evolve FCU requires a 20% down payment on purchases of rental properties.
  • You can cash out the equity in your rental property to a maximum of 75% of appraised value.
  • Minimum Loan Amount is $50,000 with maximum Loan Amount of $500,000.
  • Escrows Required.

Please call 915-599-6820 to speak with our Mortgage Specialist, Luz Alaniz, Today. For questions or concerns regarding your existing mortgage, you can also email us at: mortgage@evolvefcu.org. evolve FCU NMLS # 250889 - Luz Alaniz NMLS # 1506705.

Certain restrictions may apply. All loans subject to credit approval. Rates based on credit history and underwriting factors. See loan officer for details. Program, rates, and conditions are subject to change without notice.