Beginning on July 1st, 2018, Overdraft Privilege, or ODP, will be as follows:

  • ODP limit of $300.00 for members with no Direct Deposit* into a checking account, for Basic and PlusMembership levels.
  • ODP limit of $750.00 for members with no Direct Deposit* into a checking account, for Platinum and DiamondElite Membership levels.
  • ODP limit of $750.00 for members with Direct Deposit* into a checking account, for all Membership levels.
  • ODP limit of $750.00 for Business Account members.

*evolve FCU considers a Direct Deposit to be an ACH deposit of a minimum of $300.00 at least every 30days.

Overdraft Privilege is a service that is offered to our checking account members in good standing. It allows you tooverdraw your account up to the disclosed limit for a fee in order to pay a transaction. The fee per item is $29.00. Youmust Opt-in for this service.

If you have already Opted-in, no further action is needed. If you haven’t Opted-in and areinterested or would like more information, please call us the phone number listed below, or click on the Reg E optionunder the Services tab when logged into your eHome Banking, complete the form and present it at a branch or mail itto: 8840 Gazelle Dr. El Paso, TX 79925, or email it to mbrsvcs@evolvefcu.org. You can revoke your authorization forevolve FCU to pay these overdrafts at any time by any of the above methods if you decide this service is not for you.

For questions please contact the Service Support Center at (915) 593-5866