no Payments for 90 days*

same day pre-approval

Flexible Terms to Fit your budget

competitive Rates*

Rates as low as 6.25%  APR*!

Shopping for a new car? Save time and money with a pre-approval from evolve FCU and walk into the showroom negotiating with confidence.
And, with absolutley no payments for 90 days*, you'll be free to do more with your money!
Applynow and get pre-approved in the same time it takes for you to check your social media updates. Or, call us at 915.995.1620. Quick, hassel-free financial empowerment is right at your fingertips.
Use code LOW24 to apply.

*APR is Annual Percentage Rate. See loan officer for details. Rates based on credit history and underwriting factors. Direct loans only (loans applied for in-person, by phone or evolve FCU website). Indirect Loans (loans closed at dealer) do not qualify for promotion. No payment for 90 days from day of closing. Interest continues to accrue during the deferral period. All loans subject to credit approval.  Program, rates, terms and conditions are subject to change without notice. Restrictions and limitations may apply. Terms from 48-72 months depending on year of vehicle. Min. of $40,000 required for 84-month term.

Frequently Asked Questions

Our rates vary for a vehicle depending on your credit score, year of vehicle and the term available for the year of the vehicle.
No, you will need to close directly with evolve FCU to qualify for special rates, promotions, and membership discounts. All we need from the dealership is the purchase order.
No, the rate offered at the dealership will be higher. We encourage members to apply directly with evolve FCU for a pre-approval to lock in your rate.
You do not need any documentation at the time of application, however, if approved a loan processor will contact you with a list of required documents.
Your payment will vary depending on the amount financed, your credit score, year and term.
We offer financing up to 72 months depending on the year of the vehicle. Brand new vehicles may qualify for an 84 month term.
No, being pre-approved will not hurt your credit score. It will avoid having multiple dealers pull your credit when shopping for an auto loan. With a pre-approval from evolve, you'll only have your credit pulled once by us.

Pre-approvals are good for 30 days.
evolve finances autos seven years old and newer.
Yes, we offer different warranty options to protect your vehicle when financing with evolve.