Blog Article: September 16, 2021

There’s a lot of buzz about now being a great time to refinance. So, we thought we’d weigh in. To put it simply, if you’re looking to save money, then refinancing your mortgage or auto loan with evolve Federal Credit Union is a great place to start. Refinancing your loan can reduce your interest rates and relieve financial stress by lowering your monthly payment and term.

Let’s start with a little about auto loan refinancing. Right now, evolve Federal Credit Union will meet or beat* your existing auto loan rate on your car, truck, or motorcycle! We’ve even made the process fast, super easy, and secure. Just open the evolve FCU mobile app or use your desktop to apply.

If you’re ready to apply to refinance your car, truck, or motorcycle, that’s awesome! Here’s what to expect:

• Takes as little as 10 minutes
• Fast, easy, and secure
• Expect a quick response
• Safe and secure loan closing via email
• Conveniently make payments from your desktop

What about refinancing your home mortgage loan? Well, historically low interest rates have made mortgage refinancing a hot topic among homeowners. That’s because if you have good credit and enough equity, refinancing your mortgage can help reduce your interest rates and relieve financial stress by lowering your monthly payments and term.

Refinancing your home mortgage with evolve FCU can also help:

• Fund home improvements
• Pay off college debt
• Purchase investment property

Are you ready to save money with a refinanced mortgage? Great! You can easily apply online from our mobile app today. The whole process takes about a month to 45 days. Your home will be appraised, and our mortgage specialist will ask to review some relevant documents. Once your mortgage is approved, you can conveniently make payments from your desktop.

Oh, before you go, when you refinance your mortgage with evolve FCU, you automatically become a Diamond Elite member! That means the more you invest into evolve FCU, the higher your Patronage Dividend payout will be.

Questions?  Sure! We’d be happy to help. Feel free to give our evolve mortgage specialist a call at 915-599-6852. Talk soon!

 

*APR is Annual Percentage Rate. For the Meet or Beat promo, if the rate can’t be matched, then the member has the choice of either 1% cash back or 90 days no payment on loan approval based on credit score tier. Cash back applies only to loans over $10,000.00 of qualifying collateral. evolve FCU originated loans not eligible for cash back offer. Direct loans only (loans applied for in-person, by phone or evolve FCU website). Indirect Loans (loans closed at dealer) do not qualify for promotion. No payment for 90 days from day of closing. Interest continues to accrue during the deferral period. Terms from 48-72 months depending on year of vehicle. Min. of $40,000 required for 84-month term. All loans subject to credit approval. Rates based on credit history and underwriting factors. Program, rates, terms and conditions are subject to change without notice. Restrictions and limitations may apply. evolve FCU NMLS # 250889. Equal Housing Lender. Federally Insured by NCUA.

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